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Recover more.
Spend Less.

See how Retain uses patented machine learning to automate your debt collection outreach with on-brand, compliance focused digital communications.

  • 44% customers paid in full*
  • 1000 basis point reduction in roll rates*
  • 50% reduction in staff workload*

"Retain has redefined how we connect with our customers. We’ve maintained performance levels while significantly reducing our operational costs."

Kyle Sutter, SVP - Head of Collections, Atlanticus

Debt Collection with (Digital) Precision

Traditional collections rely on costly and inconsistent “spray and pray” tactics. Retain debt collection software turns your recovery process into a precision-engineered digital journey.

  • The Intelligence Layer: Our AI analyzes millions of historic data points and customer interactions to pick the optimal time, channel, and message for every account.
  • The Seamless Repayment Experience: A secure magic link to white-label payment and account portals eliminates friction for a convenient payment experience that honors consumer preferences.
  • The Compliance Guardrails: Electronic validation notices, robust content, consent and preference management, and built-in state-specific logic to reduce risk and exposure.

Higher Repayment Rates. Lower Losses. Get Retain.

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*Results observed in specific client case studies. Individual performance may vary based on portfolio composition.