One Modern Platform. Elevated Recovery Potential

Bridge the gap between data-driven execution and consumer-centric strategies with Retain. Our white-label suite optimizes delinquency interactions to help you scale your recovery efforts with superior precision that consumers and your bottom line will love.

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Digital Communications

Recover More with Digital Debt Collection Communications

Retain’s white-label digital debt collection software makes it easy to deploy compliant, on-brand, omni-channel digital communications to recover more from each individual customer or account holder.

Digital Communications

Texting

Collect More, Faster with Texting for Debt Collection

Texting enhances debt collection strategies, offering a faster and less intrusive way to engage with consumers.

Texting

Retain AI

Personalized Account-Level Outreach with Retain AI

Retain’s white-label digital debt collection software is powered by Heartbeat, a patented artificial intelligence engine that transforms customer outreach from static into a dynamic and personalized debt recovery solution.

Retain AI

Compliance

Compliance-Integrated Digital Debt Collections

Retain’s white-label debt collection software offers advanced built-in controls and features designed to support your in-house compliance approach.

Compliance

Client Portal

Digital Communication Management Designed for Your Business

Retain’s white-label debt collection software’s Client Portal helps you drive more payments with insightful reporting and content management tools a click or two away.

Client Portal

Payments

Collect More With A Consumer-Centric Payments Experience

Retain’s white-label debt collection software offers a mobile-optimized, ecommerce-like payment experience, seamlessly integrated into your digital engagement strategy.

Payments

Electronic Model Validation Notices

Send Digital Model Validation Notices with Retain Software

Retain’s white-label debt collection software enables the digital delivery of Model Validation Notices (MVNs) in alignment with Regulation F requirements, helping to streamline debt collection processes and elevate recovery performance.

Electric Model Validation Notices

Higher Repayment Rates. Lower Losses. Get Retain.