Collect More With A Consumer-Friendly Payments Experience

Retain’s white-label debt collection software offers a mobile-optimized, ecommerce-like payment experience, seamlessly integrated into your digital engagement strategy.

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Unified White-Label Communication & Payments

Power your collections with a single, seamless ecosystem that unites brand representation, digital outreach, and client-selected payment preferences to deliver a single end-to-end experience from initial contact to final settlement.

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Reliable Debt Collection Payments Performance

Instant bank account and balance verification reduces common ACH failures, such as admin and insufficient funds returns, increasing payment success rates and volume.

AI-Powered Plan Tailoring

Go beyond traditional pay-in-full or inflexible payment plans with AI that dynamically surfaces plans aligned with your business rules and compliance standards, and informed by consumer-selected financial context.

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Integrated Full-LIfecycle Delinquency Experience

Deliver a personalized consumer experience from outreach to payment, maximizing the efficiency and performance of your debt collection strategy.

Frictionless Repayment Experience

Digital communications provide a secure magic link for easy, authenticated access to your payment portal, eliminating steps that add friction and deter payment.

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Superior Collections Performance From Better Payments